WEBSITE LEGAL POLICIES

Last Updated: August 13, 2026

These policies apply to the website operated by Maem Group inc. doing business as Peptlab (“Company,” “we,” “us,” or “our”).

By visiting or using this website, you acknowledge these policies and agree to the applicable Terms of Use.

  1. PRIVACY POLICY

We respect your privacy and take reasonable measures to protect the information you provide to us.

Information We May Collect

When you visit our website or submit information, we may collect:

  • Name
  • Email address
  • Telephone number
  • Mailing address
  • Property-related information
  • Information submitted through forms
  • Information related to your inquiry
  • Communications with our company
  • Any information you voluntarily provide

Our website may also automatically collect technical information such as:

  • IP address
  • Browser and device information
  • Website activity
  • Pages visited
  • Approximate location
  • Cookies
  • Analytics information
  • Advertising or referral information

How We May Use Your Information

We may use information to:

  • Respond to your inquiry
  • Contact you about requested services
  • Schedule consultations
  • Provide customer support
  • Evaluate or process requests
  • Improve our website
  • Improve our services
  • Measure advertising performance
  • Communicate with clients or prospective clients
  • Prevent fraud or misuse
  • Maintain business records
  • Comply with legal obligations
  • Protect our rights and the rights of others

We may also use information for another purpose disclosed to you when the information is collected.

  1. SHARING INFORMATION

We may share information when reasonably necessary to operate our business.

This may include sharing information with:

  • Website providers
  • Hosting companies
  • CRM platforms
  • Email providers
  • SMS providers
  • Telephone providers
  • Analytics providers
  • Advertising platforms
  • Scheduling providers
  • Administrative service providers
  • Professional advisors
  • Independent service providers involved in a service you request

We may also disclose information when required by law, subpoena, court order, government request, or when reasonably necessary to prevent fraud, protect our rights, or protect the safety of others.

We may transfer information in connection with a merger, acquisition, restructuring, sale of assets, or similar business transaction.

  1. THIRD-PARTY PROVIDERS

Our company may work with independent third-party companies or professionals.

Unless specifically stated otherwise in writing, these third parties are independent businesses and are not employees, subsidiaries, partners, or controlled entities of our company.

Third-party providers are responsible for their own:

  • Products
  • Services
  • Requirements
  • Decisions
  • Approvals
  • Denials
  • Pricing
  • Terms
  • Contracts
  • Privacy practices
  • Actions

We are not responsible for the independent acts, omissions, decisions, policies, products, or services of unaffiliated third parties.

  1. NO GUARANTEE OF RESULTS

Nothing on this website guarantees:

  • Approval
  • Eligibility
  • Qualification
  • Funding
  • Savings
  • Pricing
  • Interest rates
  • Terms
  • Timelines
  • Availability
  • Financial results
  • Business results
  • Property-related results
  • Any specific outcome

Every situation is different.

Any examples, illustrations, calculations, estimates, testimonials, success stories, or scenarios shown on the website are for informational purposes only.

Past results do not guarantee future results.

  1. INFORMATIONAL PURPOSES ONLY

Information on this website is intended for general informational and educational purposes.

Unless specifically stated otherwise, information provided through this website should not be considered:

  • Legal advice
  • Tax advice
  • Accounting advice
  • Investment advice
  • Financial advice
  • Credit advice
  • Real estate advice
  • A guarantee
  • An approval
  • A binding offer

You should consult an appropriately qualified professional when making important legal, financial, tax, investment, or property decisions.

  1. NO AUTOMATIC PROFESSIONAL RELATIONSHIP

Visiting this website, completing a form, submitting information, communicating with our company, or receiving information does not automatically establish a:

  • Fiduciary relationship
  • Attorney-client relationship
  • Lender-borrower relationship
  • Broker-client relationship
  • Financial advisory relationship
  • Agency relationship
  • Partnership
  • Joint venture

Any formal relationship must be established separately when applicable.

  1. WEBSITE ACCURACY

We make reasonable efforts to provide useful and accurate information.

However, information may become outdated or may contain errors.

We do not guarantee that every statement, calculation, example, price, program, requirement, service, or other piece of information displayed on this website will always be:

  • Accurate
  • Complete
  • Current
  • Available
  • Error-free

We may update, modify, remove, or replace website information without notice.

  1. USE AT YOUR OWN DISCRETION

Your use of this website and your reliance on information provided through it are at your own discretion.

You are responsible for independently evaluating information before making decisions based upon it.

  1. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Maem Group inc, its owners, officers, employees, representatives, contractors, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from:

  • Use of this website
  • Inability to use this website
  • Reliance on website information
  • Third-party websites
  • Third-party products or services
  • Technology failures
  • Website interruptions
  • Data transmission issues
  • Unauthorized third-party activity

Nothing in these terms excludes liability that cannot legally be excluded or limited.

  1. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless [COMPANY NAME], its owners, officers, employees, contractors, representatives, and affiliates from claims, liabilities, damages, losses, or expenses arising from your:

  • Misuse of the website
  • Violation of these Terms
  • Violation of applicable law
  • Submission of false or unauthorized information
  • Infringement of another person’s rights
  1. USER RESPONSIBILITIES

When using this website, you agree not to:

  • Provide knowingly false information
  • Impersonate another person
  • Submit information you are not authorized to provide
  • Attempt unauthorized access to the website
  • Introduce malicious software
  • Interfere with website operations
  • Copy protected website content without authorization
  • Use the website for illegal activity
  • Abuse or misuse website forms or communication systems

We reserve the right to restrict or terminate access when reasonably necessary.

  1. DATA SECURITY

We use reasonable administrative, organizational, and technical measures designed to protect personal information.

However, no electronic system, website, database, network, or Internet transmission can be guaranteed to be completely secure.

Therefore, we cannot guarantee absolute security of information transmitted electronically.

Users should avoid transmitting unnecessary sensitive information through ordinary website forms or email.

  1. DATA RETENTION

We may retain information for as long as reasonably necessary to:

  • Respond to inquiries
  • Provide services
  • Maintain business records
  • Meet legal requirements
  • Resolve disputes
  • Prevent fraud
  • Enforce agreements
  • Protect legal rights

Information that is no longer reasonably necessary may be deleted, anonymized, or securely disposed of in accordance with our practices and applicable law.

  1. COOKIES

Our website may use cookies and similar technologies.

Cookies may help us:

  • Operate the website
  • Remember preferences
  • Analyze website traffic
  • Understand user behavior
  • Improve website performance
  • Measure advertising
  • Determine where visitors came from

Third-party platforms may also place cookies or similar technologies.

You may be able to manage cookies through your browser or through a cookie preference tool provided on our website.

Disabling certain cookies may affect website functionality.

  1. ANALYTICS AND ADVERTISING

We may use third-party analytics and advertising services such as:

  • Google services
  • Meta services
  • Microsoft services
  • Other analytics providers
  • Advertising platforms

These services may collect information about website activity through cookies, pixels, or similar technologies.

Their collection and use of information may also be governed by their own privacy policies.

  1. EMAIL, TELEPHONE AND TEXT COMMUNICATIONS

If you voluntarily provide your telephone number or email address, we may contact you regarding your inquiry or services you requested information about.

Communications may include:

  • Telephone calls
  • Text messages
  • Emails

Where required by law, promotional communications will be sent only with appropriate consent.

Consent to receive marketing communications is not a condition of purchasing a product or service.

Message and data rates may apply.

Message frequency may vary.

You may opt out of promotional text messages by replying:

STOP

You may unsubscribe from marketing emails by using the unsubscribe option included in the email.

Service-related, transactional, administrative, or legally required communications may still be sent when permitted by law.

  1. FORM CONSENT

When a website form requests permission to contact you, we recommend displaying the following consent directly below the form:

By clicking “Submit,” I agree that Maem Group inc may contact me regarding my inquiry by telephone, email, or text message at the contact information I provide. Consent to receive marketing communications is not a condition of purchasing any product or service. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out of text messages. I have read and agree to the Privacy Policy and Terms of Use.

Where automated or prerecorded marketing communications are used, additional consent language may be required.

  1. CALIFORNIA PRIVACY RIGHTS

If applicable to our company, California residents may have certain rights under California privacy law.

These rights may include the right to:

  • Know what personal information is collected
  • Request access to certain information
  • Request correction
  • Request deletion
  • Know how information is used or shared
  • Opt out of certain sales or sharing of personal information
  • Limit certain uses of sensitive personal information
  • Exercise applicable privacy rights without unlawful discrimination

Privacy rights are subject to legal limitations and exceptions.

We may need to verify your identity before processing a request.

Requests may be submitted using the contact information listed below.

Where required by applicable law, we will also honor legally recognized opt-out preference signals.

  1. DO NOT SELL OR SHARE MY PERSONAL INFORMATION

We do not sell personal information for monetary compensation unless expressly disclosed.

Certain advertising or tracking technologies may potentially constitute “selling” or “sharing” under some state privacy laws.

Where required by law, eligible users may request that we stop certain sales or sharing of personal information.

Requests can be submitted to:

contact@peptlab.us

If legally required based upon our business activities, our website will provide a “Do Not Sell or Share My Personal Information” option.

  1. FLORIDA PRIVACY

Florida residents may have rights under applicable Florida privacy and consumer protection laws.

Where those laws apply to our company, we will process eligible requests as required by applicable law.

Nothing in this policy is intended to create rights beyond those provided by applicable law.

  1. PRIVACY RIGHTS IN OTHER STATES

Residents of certain U.S. states may have additional privacy rights.

Depending on applicable law, these may include rights to:

  • Access information
  • Correct information
  • Delete information
  • Obtain certain information in portable form
  • Opt out of certain targeted advertising
  • Opt out of certain data sales or sharing
  • Opt out of certain automated profiling activities

We will honor legally valid requests when applicable.

  1. CHILDREN’S PRIVACY

Our website and services are intended for adults.

We do not knowingly seek to collect personal information directly from children under the age of 13.

If we learn that personal information from a child has been collected in a manner inconsistent with applicable law, we will take reasonable steps to address or delete that information.

A parent or guardian may contact us regarding such information.

  1. THIRD-PARTY LINKS

Our website may link to other websites.

A link does not mean that we control or endorse that website.

We are not responsible for third-party:

  • Content
  • Privacy practices
  • Security
  • Products
  • Services
  • Availability

Users should review the policies of third-party websites separately.

  1. INTELLECTUAL PROPERTY

Unless otherwise indicated, website content including:

  • Logos
  • Business names
  • Graphics
  • Text
  • Photographs
  • Videos
  • Designs
  • Marketing materials
  • Website layouts
  • Original content

is owned by or licensed to Maem Group inc

Content may not be copied, reproduced, republished, distributed, modified, or commercially exploited without permission except as permitted by law.

  1. TESTIMONIALS AND REVIEWS

Testimonials and reviews represent the experiences or opinions of the individuals providing them.

Individual experiences vary.

Testimonials should not be interpreted as guarantees that another person will achieve the same or similar outcome.

  1. EXTERNAL EVENTS AND TECHNOLOGY

We are not responsible for interruptions or damages caused by circumstances reasonably outside our control, including:

  • Internet outages
  • Hosting failures
  • Cyberattacks
  • Third-party platform failures
  • Power outages
  • Natural disasters
  • Government actions
  • Software failures
  • Telecommunications failures
  1. CHANGES TO SERVICES

We may modify, suspend, discontinue, replace, or change any part of our website or services at any time, subject to applicable contractual or legal obligations.

  1. REFUSAL OF SERVICE

To the extent permitted by applicable law, we reserve the right to decline or discontinue services, website access, or communications.

Nothing in this provision permits discrimination prohibited by applicable law.

  1. GOVERNING LAW

These Terms will be governed by the laws of the State of without regard to conflict-of-law principles, except where applicable federal or state law requires otherwise.

Any dispute will be handled in accordance with applicable law and any separate written agreement between the parties.

  1. SEVERABILITY

If a provision of these Terms or policies is determined to be invalid or unenforceable, the remaining provisions will remain effective to the fullest extent permitted by law.

  1. NO WAIVER

Failure by the company to enforce any provision of these Terms does not constitute a permanent waiver of that provision or any other right.

  1. CHANGES TO THESE POLICIES

We may update these policies when our business practices, website, vendors, services, or legal requirements change.

The updated version will be posted on this website with a new “Last Updated” date.

  1. PRIVACY REQUESTS

To request access, correction, deletion, or another privacy right that may apply to you, contact:

Company: Maem Group inc
Brand: peptlab
Website: www.peptlab.us
Email: contact@peptlab.us
Phone: +1 (661) 600 5341
Address: 12173 nw 59th st Coral Springs FL 33076

We may request reasonable information to verify your identity before fulfilling certain privacy requests.

  1. CONTACT US

Questions about these policies can be directed to:

Company: Maem Group inc
Brand: peptlab
Website: www.peptlab.us
Email: contact@peptlab.us
Phone: +1 (661) 600 5341
Address: 12173 NW 59th St, Coral Springs, FL 33076

Effective Date: August 13, 2026